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a social network for loaning people money

how is this different from a bank?

it is called peer to peer lending
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Cookie: 1E57C124516CD1A5
Received: 1684218280
Client: AFBB710131F8FBD6
Received: 1716716954
Client: B2969EEF9BA9BFD4

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Received: 1729046320
Client: BBE84394F6998F26